Use your Visa Debit card instead of cash to pay for your everyday purchases – whether you are shopping at the grocery store, dining at a restaurant, filling your car with petrol, surfing the internet or buying the perfect gift on your travels. You can also use it to withdraw cash from ATMs around the world.
Q. When do you really need a credit card instead of a debit card.
A. When you book into a hotel
Hotels often freeze credit on your credit card for crap such as mini bar etc, even if your room is prepaid. They like to hold a couple of grand. Perhaps you may be rock stars who like to throw TV's out the window (like Aerosmith who took extra long extension cords to hotels because TV's should only hit the ground while they are turned on). Unfortunately Hotels can't freeze your bank account through Visa, so be prepared to have to use your Visa card in an ATM and pull out a couple of grand cash, and loose 7% on the international Visa transaction to pay for a deposit to book in.